MarketWatch: Why most financial resolutions fail and what actually works
January has a funny way of making us ambitious. We promise ourselves we’ll finally get “serious” about our finances. We’ll budget perfectly. We’ll save more. We’ll stop spending money on things we don’t remember buying.
And then February arrives, life happens, and those good intentions quietly drift to the bottom of the to-do list.
The problem isn’t motivation. It’s how we think about personal finance in the first place. For a more complete summary of the story, please see the below link:
Published on: Jan 09, 2026 11:50 AM